Invest
in your child’s future
with my529
Even small sums set aside regularly over time help make higher education more affordable. Each dollar saved is a dollar you don’t need to borrow and repay with interest.
my529 can help everyone save, even if you’re not a Utah resident.
For Parents
For Grandparents
For Employers
For Financial Advisors
For Utah Residents
my529 earns Morningstar Gold for 2025
For 15 years, my529 has been named annually as one of the country’s top 529 educational savings plans by Morningstar, a leading industry analyst. One of only five 529 plans nationwide to earn the Morningstar Analyst Rating™ of Gold for 2025, Utah’s plan has received consistent recognition for its investment option design, experienced investment team and low fees.
Tax benefits and deadlines for 2025
As 2025 wraps up, we’d like to remind you about coming year-end deadlines, as well as share information about a Utah state income tax benefit you may be entitled to as a my529 account owner.
Help loved ones invest in your beneficiary’s future
This season, inspire friends and family to give the gift of education by activating your account’s gifting portal and personalizing your profile. For convenience, credit and debit card gifting options are now available.
Calculate your college savings needs
my529 is working with Invite Education to provide a financial calculator to help you plan out a strategy for higher education costs. Just plug in your information and future goals. Change variables on which schools your beneficiary might attend or how much you want to contribute to savings on a regular basis, then view your results. You can explore multiple future possibilities. After you’ve made your calculations, you can print out a personalized report.
Federal legislation includes updates to 529 plans
On July 4, 2025, the 119th Congress passed H.R. 1, expanding use of 529 funds for K-12 education, allowing use of 529 funds for credential programs and removing the expiration date for ABLE fund rollovers.
The latest from the my529 blog
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New ways to use your my529 funds for K-12 expenses
Parents, rejoice: You now have the flexibility to use my529 funds for your student’s education costs beyond just tuition at […]
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my529 earns top industry rating for 15th consecutive year
Utah’s educational savings plan receives Gold rating for 2025 (Salt Lake City) my529, Utah’s 529 educational savings plan, has once […]
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Did you know that a my529 account can help reduce your tax bill?
my529 contributions made in 2025 enable you to claim a 4.5% Utah state income tax credit per qualified beneficiary (up […]
my529 plan in action
my529 has been helping families save for education for more than 20 years. Investing now for future educational costs can add up and save you from paying back money you borrowed with interest. my529 also has tax advantages that helps you reach your savings goals.
This hypothetical scenario is for a my529 account over 18 years with a contribution of approximately $40 at account opening and on the first day of each month, with a 5% rate of return compounded annually.
What can my529 savings be used for?
Tuition & Books
Supplies & Equipment
Room & Board
Computers & Internet
Apprenticeships
College pays.
So does an early start to savings.
At my529 we believe in your child’s budding talents–his fascination with flight, her knack for math or love of painting. We help you invest for education so you can help your child achieve his or her dreams.
